Special Offers
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Special Offers From Us To You! 

Just for you, we've assembled some Special Offers. Choose one or all! 

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Get A Free Presentation On Our Home Marketing.
Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed.
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Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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School Reports in Mentor, Concord and Chardon, Ohio
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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The Heritage Foundation

Ohio Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Mentor, Concord and Chardon 



Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What is the only land in the world that has not been walked on by human feet?

A 
A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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The Stewart Team, REALTORŪ, real estate agent and broker for Mentor, Concord and Chardon, Ohio home listings, property and land for sale - NUMBER1EXPERT

Pat Stewart-Johnson & "The Stewart Team"
Greater Cleveland Northeast
7400 Center St.
Mentor, OH 44060
Office: 440-255-0905
Voice Mail: 440-668-7151
Fax: 440-255-0906
Email: sales@stewartandstewart.com

To be the best in Real Estate or in any other endeavor in life, you must give 100%, have a genuine interest in people and their best interest, and believe that hard work and integrity go hand in hand. Pat Stewart-Johnson & The Stewart Team believe in these philosophies and have over twenty years of real estate experience. We have carefully selected a team of real estate professionals to help you quickly and effectively get the home that is perfect for you or sell your home for the highest price in the shortest amount of time.

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