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Welcome > For Sellers > Free In-Home Presentation ...

Request a Free Presentation On How We Will Market and Sell Your Home. Remember, All REALTORSŽ Are NOT Alike.

A "Listing Presentation" is an industry term for the formal presentation that a REALTORŽ makes to prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! We would love the opportunity to make such a presentation to you.

We'll visit your home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how we would propose to sell your home, for as much as the market will bear, and within your time frame. We will tell you where we will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top REALTORŽ that can extensively market your home online!

And you'll find out what your home is worth, because part of our presentation will include a CMA (Comparative Market Analysis) of your home. We'll compare your home to others like it in your area that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home.

We make free presentations and prepare CMAs for prospective home sellers every day. We've literally done hundreds, and we know exactly what puts a big SOLD sign in your front yard.

We'd love the chance to make a presentation for you. It is totally free and without any obligation. Call us! Or fill out this form...

Yes, you can request a FREE in-home presentation of how we would market your property! We do these presentations for people all the time. It's our job! There's no obligation, and we'll get back to you quickly...

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Foreclosures >4. Foreclosure Alternatives

There are several alternatives for a homeowner to consider when foreclosure is looming. Before proceeding, a homeowner must first choose whether or not he or she wants to keep his or her home.

If a homeowner wants to keep their home:

Repayment plan: The homeowner establishes a payment schedule with the lender to pay the delinquent amount.

Special forbearance plan: The homeowner requests a temporary reduction or payment suspension that will be increased after a set specific period of to repay the delinquent amount.

Modifying the mortgage: The homeowner can refinance the debt and/or extend the term of the loan.

HUD partial claim: If the homeowner has a loan insured by the Federal Housing Administration the lender can get a one time payment from the FHA-Insurance Fund to get the mortgage payments up to date.

Refinance: The homeowner can negotiate a new loan with a different interest rate in order to make smaller payments.

All options listed are subject to approval of the lender.

If a homeowner does not want to keep their home:

Sell the house: Depending on the situation, the homeowner may be able to sell the house for more than is owed to the lender.

Assumption: The homeowner turns over possession of the house to another person who then assumes the responsibility of the payments.

Short sale: The lender and the homeowner come to an agreement to sell the home at a loss in order to get the homeowner out.

Pre-foreclosure sale: The homeowner can sell the home and use the proceeds to settle the mortgage debt, even if the proceeds are less than the amount owed.

Deed in Lieu of Foreclosure: The homeowner surrenders the property to the lender without further damage to his or her credit.

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Q	What three things are necessary in order to purchase a home?
A	Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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The Stewart Team, REALTORŽ, real estate agent and broker for Mentor, Concord and Chardon, Ohio home listings, property and land for sale - NUMBER1EXPERT

Pat Stewart-Johnson & "The Stewart Team"
Greater Cleveland Northeast
7400 Center St.
Mentor, OH 44060
Office: 440-255-0905
Voice Mail: 440-668-7151
Fax: 440-255-0906
Email: sales@stewartandstewart.com
To be the best in Real Estate or in any other endeavor in life, you must give 100%, have a genuine interest in people and their best interest, and believe that hard work and integrity go hand in hand. Pat Stewart-Johnson & The Stewart Team believe in these philosophies and have over twenty years of real estate experience. We have carefully selected a team of real estate professionals to help you quickly and effectively get the home that is perfect for you or sell your home for the highest price in the shortest amount of time.

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