The Stewart Team is one of The Top Selling Real Estate Experts™
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Mentor, Concord and Chardon, Ohio NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact The Stewart Team today! Find Mentor, Concord and Chardon Homes - Find Mentor, Concord and Chardon, Ohio real estate listings & homes for sale provided by The Stewart Team, your local expert real estate agent(s). For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from The Stewart Team, a Mentor, Concord and Chardon, Ohio NUMBER1EXPERT(S) Top Selling real estate agent(s). For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Stewart Team, Mentor, Concord and Chardon, Ohio NUMBER1EXPERT(S) Top Selling real estate agent(s). Mentor, Concord and Chardon Information - Find local information on Mentor, Concord and Chardon, Ohio including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Stewart Team, NUMBER1EXPERT(S) Top Selling real estate agent(s). Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from The Stewart Team, Mentor, Concord and Chardon, Ohio NUMBER1EXPERT(S) Top Selling real estate agent(s). About The Stewart Team - Information about The Stewart Team including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like The Stewart Team in the Mentor, Concord and Chardon, Ohio area.
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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